Effective Date: February 19, 2024

1. Acceptance of Terms

By accessing or using the services provided by Carmichael Caldwell LLC ("2%Better"), you agree to comply with and be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our services.

2. Description of Services

2%Better provides various services related to entrepreneurship, philanthropy, and wellness. These services may include but are not limited to content, resources, and educational materials.

3. User Responsibilities

You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to provide accurate and current information when using our services.

4. Intellectual Property

All content provided by 2%Better, including text, graphics, logos, images, and software, is the property of Carmichael Caldwell LLC and is protected by intellectual property laws. You may not use, reproduce, or distribute any content without our express written consent.

5. Privacy Policy

Your use of our services is also governed by our Privacy Policy, which can be found [here](#) [Insert link to Privacy Policy].

6. Prohibited Activities

You agree not to engage in any illegal or unauthorized activities while using our services. This includes, but is not limited to, violating any applicable laws, infringing on intellectual property rights, and transmitting harmful or offensive content.

7. Termination of Services

Carmichael Caldwell LLC reserves the right to terminate or suspend your access to the services at any time, for any reason, without notice.

8. Disclaimer of Warranties

Our services are provided "as is" and "as available" without any warranties, either expressed or implied. We do not guarantee the accuracy, completeness, or timeliness of our content.

9. Limitation of Liability

Carmichael Caldwell LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our services.

10. Changes to Terms

We reserve the right to modify or replace these terms at any time. Your continued use of our services after any changes indicate your acceptance of the updated terms.

Contact Information

If you have any questions or concerns regarding these Terms of Use, please contact us at info@carmichaelcaldwell.com.

Thank you for choosing 2%Better!